Microcredit and Gender: Are There Differences in the Credit Conditions?



Título del documento: Microcredit and Gender: Are There Differences in the Credit Conditions?
Revista: BAR - Brazilian Administration Review
Base de datos: CLASE
Número de sistema: 000496280
ISSN: 1807-7692
Autors: 1
2
Institucions: 1Universidade Federal da Paraiba, Departamento de Ciencias Sociais Aplicadas, Bananeiras, Paraíba. Brasil
2Universidade Federal Rural do Semi-Arido, Departamento de Ciencias Sociais Aplicadas, Mossoro, Rio Grande do Norte. Brasil
Any:
Període: Abr-Jun
Volum: 15
Número: 2
País: Brasil
Idioma: Inglés
Tipo de documento: Artículo
Enfoque: Analítico, socioeconómico
Resumen en inglés By means of a distinguished approach of credit granting, microcredit programs stand out as a socioeconomic alternative for social insertion and fighting against poverty. In this context, a factor that has gained prominence in literature is the female participation in these programs. Therefore, knowing that the literature indicates that there is a lower level of default among women, and considering that gender influence over the financing value has been disproportionate, the aim of this research was to evaluate the relationship between gender and the amounts which were granted in microcredit operations. In order to achieve this, a multiple linear regression technique was used on a sample of 4,454 microcredit clients of a bank with branches located in Paraíba, Brazil. Primary data collection was carried out together with the branch managers by consulting their system. Data were randomly chosen, and refer to the period from January to December 2016. Results show that women obtain a higher credit value than men, which is the opposite of what was found in literature
Disciplines Economía
Paraules clau: Condiciones económicas,
Brasil,
Paraiba,
Crédito,
Género,
Microcréditos,
Mujeres,
Combate a la pobreza
Text complet: https://biblat.unam.mx/hevila/BARBrazilianadministrationreview/2018/vol15/no2/4.pdf