| Journal: | Carta económica regional |
| Database: | CLASE |
| System number: | 000480040 |
| ISSN: | 0187-7674 |
| Authors: | Guzmán Flores, Julieta1 |
| Institutions: | 1Universidad de Guadalajara, Guadalajara, Jalisco. México |
| Year: | 2018 |
| Season: | Jul-Dic |
| Volumen: | 30 |
| Number: | 122 |
| Pages: | 171-193 |
| Country: | México |
| Language: | Español |
| Document type: | Artículo |
| Approach: | Analítico, descriptivo |
| Spanish abstract | Una parte de la población de origen mexicano que vive o trabaja en Estados Unidos ha sido benefciada con el pago de los costos de los servicios médicos obtenidos en México a través de terceros pagadores. Algunos acuerdos regulatorios entre ambos países han hecho posible que el mercado de seguros médicos privados internacionales ofrezca opciones de reembolso, y que en el caso de los esquemas transfronterizos se obtengan primas de seguros, deducibles y copagos más baratos. El objetivo de este artículo es explorar y discutir las circunstancias de los sistemas de salud y de apertura comercial que posibilitan el turismo médico entre México y Estados Unidos, que involucra a las compañías aseguradoras y a los gobiernos. Como metodología, se utiliza la revisión narrativa de la literatura con la fnalidad de sintetizar las principales áreas de debate identifcadas en textos recuperados mediante búsquedas en bases de datos. Los resultados muestran el panorama del sistema de salud del mercado estadounidense, que permite la existencia de planes de seguros médicos internacionales vinculados al turismo médico y el funcionamiento de planes de salud transfronterizos en México. Las conclusiones versan sobre el aparente control unilateral de Estados Unidos, las limitaciones y las altas posibilidades de expansión del mercado de seguros de gastos médicos privados internacionales y transfronterizos |
| English abstract | A considerable number of the people of Mexican origin living or working in the United States have benefited from having some of the costs of medical services obtained by them in Mexico paid for by third-party payers. Regulatory agreements between the two countries have made it possible for the international private health insurance market to offer reimbursement options and, in the case of cross-border schemes, for customers to obtain cheaper insurance premiums, deductibles and co-payments. The objective of this article is to explore and discuss the circumstances of the removal of barriers in trade and the provision of health services that has made medical tourism possible between Mexico and the United States, with the involvement of insurance companies and governments. The methodology adopted is to conduct a narrative literature review and synthesize the main areas of debate identified in texts recovered from searches in the databases used. The results of this study provide a view of the US health service market which allows international medical insurance plans linked to medical tourism and the operation of cross-border health plans in Mexico to function. The conclusions address the apparently unilateral control of this part of the market by the United States, its limitations and the high possibilities there are for expansion of international and cross-border insurance. With regard to Mexican medical tourism debate is focused on the challenges that trade opening has brought for two decades: the need for quality health services to be inte-grated into the care provided and to ensure the safety of medical tourism for those who are US residents |
| Disciplines: | Economía |
| Keyword: | Condiciones económicas, México, Turismo médico, Seguros de salud, Gastos médicos mayores, Apertura comercial, Tratado de Libre Comercio de América del Norte (TLCAN), Acuerdo General sobre el Comercio de Servicios (AGCS) |
| Full text: | Texto completo (Ver HTML) |
